ENVIRONMENTAL CHRONICLES
“Managing feelings and staying positive through life’s ups and downs.”
“In this space, I share reflections that celebrate small blessings, moments of appreciation, and the beauty of a grateful heart.”
The ‘Bad’ Debt Swap: Why I Refinanced My BDO Home Loan with APDS Loan
In September 2025, I made what I would consider the biggest leap of faith in my financial journey – I paid off my BDO Home loan with another loan. Please…
BDO Home Loan Full Payment: A Step-by-Step Guide for Borrowers
Introduction Why Pay Off Early? Step 1: Get the Payoff Step 2: Prepare Your Funds Step 3: Execution and Document Retrieval Conclusion/Next Step
Welcome to The Chronicles of Kayang!
Welcome to The Chronicles of Kayang! Why I Decided to Start Blogging Writing is my frustrated passion. I remember, as a teenager, I have attempted multiple times to write stories…
Passport Application and Renewal in 2024
I and my younger sister are planning to travel to Vietnam this year with our parents. However, their passports are all expired and my 11-month old daughter has no passport…
Mt. Sawi Day Hike
February of 2022, I suddenly felt to urge to break my daily routine so I looked for a day hike event I can join to unwind. Fortunately, I found one…
Mt. Manalmon and Mt. Gola Twin Hike
My birthday was approaching and I wanted to celebrate it differently so I looked for a hiking event I can join. Good enough, there were plenty available because of the…
EXPLORE MORE CHRONICLES
Emotional Chronicles
Intellectual Chronicles
This chronicle focuses on the ability to understand, express, and manage one’s emotions effectively by coping with stress, building resilience, and maintaining a positive outlook.
This chronicle focuses on the pursuit of knowledge, education, engaging in stimulating activities, and having a sense of curiosity and a desire to learn.