ENVIRONMENTAL CHRONICLES
“Managing feelings and staying positive through life’s ups and downs.”
“In this space, I share reflections that celebrate small blessings, moments of appreciation, and the beauty of a grateful heart.”
The “Principal-Only” Hack:
Financing Options when Buying a House in the Philippines
When buying a house, choosing how to pay for it is just as important as choosing the house itself. In the Philippines, there are three primary paths you can take….
How to Cancel Real Estate Mortgage (REM)?
What is a Real Estate Mortgage (REM)? A Real Estate Mortgage is a legal contract where you (the Mortgagor) use your property as collateral to secure a loan from a…
12 Words to Start the New Year 2026: Reflect, Release, Renew
Stepping into a new year is always a mix of emotions. Some of us are leaving behind challenges, heartbreaks, or failures from 2025. Others are carrying small victories, lessons learned,…
Part 1: The House Hunt
They say you should not wait until you are financially ready to buy a house because you will never be. The longer you delay, the more expensive property becomes as…
Part 2: Housing Loan Application
Buying a home in the Philippines can happen in many ways. Some build on inherited land, others save up to pay in cash, while many, like me, choose to go…
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Emotional Chronicles
Intellectual Chronicles
This chronicle focuses on the ability to understand, express, and manage one’s emotions effectively by coping with stress, building resilience, and maintaining a positive outlook.
This chronicle focuses on the pursuit of knowledge, education, engaging in stimulating activities, and having a sense of curiosity and a desire to learn.